Our Programs:
Home Health Care Providers

Insurance Solutions for the
Home Health Care Providers

A number of factors have contributed to the growth of the home health care industry including the desire of seniors to receive medical care in the comfort of their home and an aging U.S. population. Home health care represents a lifeline for millions of Americans, especially for the aging and chronically ill, who are looking for support and services throughout their continuum of life. Professionals provide patients and their families with preventive care management as well as assistance with chronic conditions such as diabetes and cardiac care in addition to managing wounds and prescription medications and administering essential therapies. Services, depending on the provider, may include skilled nursing care; physical care; and day-to-day companion care in the home, such cooking meals, bathing, and dressing the patient, and cleaning the house. 

Our Portfolio of Coverages

In the course of providing their services, home health care providers face unique and complex exposures. At Manchester Specialty Programs, we specialize in insuring the home health care industry and can assist you in providing your insureds with a comprehensive all-lines, integrated program exclusively designed for this segment. Underwritten with top-tier carriers, our national program provides flexible coverages and forms that are tailored to home health care, and offers easy installment payment plan options. Our portfolio of coverages includes:

  • Professional Liability
  • Workers’ Compensation
  • General Liability/Package Policy
  • Excess Liability
  • Non-Owned and Hired Auto
  • Management Liability (D&O/EPLI)
  • Regulatory Audit (RAC) Insurance Coverage
  • Cyber Liability

Liability coverage is available on an occurrence or claims-made form on an admitted or non-admitted basis. We have the ability to “cross-underwrite” exposures – critical in the home health care industry, which provides a number of different services.

Partnering with Us:
We’re Dedicated to Insuring the Health Care Industry

Our experience and commitment to the home care industry goes back to 1976 when our President and CEO’s father, Warren L. Thompson, was the first in the insurance marketplace to design specialized insurance coverage for home health care organizations. Our commitment continues as we focus on serving the broader Home Care, Allied Health and Human/Social Services sector as a leading source of “all lines” insurance coverage. Our programs are exclusively offered through our broker partners, and provide unparalleled underwriting experience, excellent service and competitive pricing. For more information about our programs and becoming a broker partner with us, please call us at 855-972-9399.