Our Programs:
Home Health Care Providers

Insurance Solutions for the
Home Health Care Providers

A number of factors have contributed to the growth of the home health care industry including the desire of seniors to receive medical care in the comfort of their home and an aging U.S. population. Home health care represents a lifeline for millions of Americans, especially for the aging and chronically ill, who are looking for support and services throughout their continuum of life. Professionals provide patients and their families with preventive care management as well as assistance with chronic conditions such as diabetes and cardiac care in addition to managing wounds and prescription medications and administering essential therapies. Services, depending on the provider, may include skilled nursing care; physical care; and day-to-day companion care in the home, such cooking meals, bathing, and dressing the patient, and cleaning the house. 

Our Portfolio of Coverages

In the course of providing their services, home health care providers face unique and complex exposures. At Manchester Specialty Programs, we specialize in insuring the home health care industry and can assist you in providing your insureds with a comprehensive all-lines, integrated program exclusively designed for this segment. Underwritten with top-tier carriers, our national program provides flexible coverages and forms that are tailored to home health care, and offers easy installment payment plan options. Our portfolio of coverages includes:

  • Professional Liability
  • Workers’ Compensation
  • General Liability/Package Policy
  • Excess Liability
  • Non-Owned and Hired Auto
  • Third-Party Crime/Fidelity Bond
  • Management Liability (D&O/EPLI)
  • Regulatory Audit (RAC) Insurance Coverage
  • Cyber Liability
  • Insurance Coverage for Telehealth Services

Liability coverage is available on an occurrence or claims-made form on an admitted or non-admitted basis. We have the ability to “cross-underwrite” exposures – critical in the home health care industry, which provides a number of different services.

Partnering with Us:
We’re Dedicated to Insuring the Health Care Industry

Our programs and insurance products are offered exclusively through licensed agents and brokers in all states (we do not sell directly to health care firms). Clients have the advantage of working with their local insurance agent or broker of choice.

If you are an insurance agent or broker, please visit our Agent/Broker Resource Center to download/complete our Producer Agreement and start working with us.

If you are a health care firm, please share information on our program and our website with your local insurance agent; they can quickly access our program on your behalf to obtain a competitive quote.

For more information about our insurance programs, please call us at 1-855-972-9399.