Managing Risk:
General Liability Insurance/Package Policy

General Liability Coverage/Package Policy
for Home Care, Allied Health and Human/Social Services

General Liability insurance for all health care organizations is essential to protect their assets and allow them to continue to keep their doors open and make their services available. Visitors and patients can get injured on the premises and property can be damaged while carrying out an agency’s services, just to name a couple of the liability risks that exist. 

We provide General Liability insurance as part our program for Home Care, Allied Health and Human/Social Services to protect against third-party lawsuits in the event of bodily injury, property damage and personal injury claims. Our program can compensate an insured for lawyer’s fees, settlement or judgment costs, and other court expenses. We also offer Excess Liability coverage to extend the underlying coverage in the event of a catastrophic injury or accident. 

Beyond General Liability Insurance

In addition to General Liability coverage, we make available a portfolio of coverages in our industry-specific package that includes:

  • Property Insurance
  • Crime & Fidelity Insurance (including third party)
  • Inland Marine
  • Equipment Breakdown
  • Business Interruption
  • Commercial Auto / Non-Owned and Hired Auto
  • Employee Benefits Liability
  • Insurance Coverage for Telehealth Services

Our package policy can also cover the insured’s medical equipment and supplies, furnishings, fixtures, and owned office building. Our Business Interruption coverage will reimburse an insured for lost earnings when a firm must temporarily close after a covered property event.

Partnering with Us:
We’re Dedicated to Insuring the Health Care Industry

Our programs and insurance products are offered exclusively through licensed agents and brokers in all states (we do not sell directly to health care firms). Clients have the advantage of working with their local insurance agent or broker of choice.

If you are an insurance agent or broker, please visit our Agent/Broker Resource Center to download/complete our Producer Agreement and start working with us.

If you are a health care firm, please share information on our program and our website with your local insurance agent; they can quickly access our program on your behalf to obtain a competitive quote.

For more information about our insurance programs, please call us at 1-855-972-9399.