Specialty Insurance Solutions:
Home Care, Allied Health and Human/Social Services

Product Overview

Our insurance solutions for Home Care, Allied Health and Human/Social Services offers a comprehensive approach to delivering the coverage these segments need to address their unique business exposures. We have the ability to offer a specialty “all-lines” insurance solution with admitted or non-admitted paper. Our top-rated insurance carriers work with us to develop products and best-fit coverage for Home Care, Allied Health and Human/Social Services.

Our portfolio of coverages is tailored to each niche segment including:

Entity Professional Liability

Protects the entity from patient claims of negligence or malpractice and from lawsuits filed against a staffed employee, independent contractor or volunteer for acts, errors or omissions. Our policy is available on a claims-made or occurrence basis, offers deductible plans and flexible retention levels, includes separate limits for Abuse & Molestation coverage, and provides “tail” coverage when needed.

Workers’ Compensation

Protects an organization’s employees by providing financial benefits for a set duration for on-the-job injuries, along with return-to-work programs and on-the-job safety programs for employees,

General Liability/Package

Protects an organization from damaged property at the workplace or sustained injuries at the place of service. Also provides Property insurance, Inland Marine, Business Interruption, Employee Dishonesty, and other key coverages under a package policy.

Non Owned and Hired Auto Coverage

Protects employees and volunteers who use their personal vehicles in the course of doing business; especially important for traveling nurses and home care providers.

Management Liability

Includes Directors’ & Officers’ (D&O) Liability insurance to protect executives and board members from exposures that can range from employee-related disputes to allegations of negligence in the execution of duties and cyber-related issues. Also can include Employment Practices Liability insurance (EPLI) for allegations of unfair treatment of employees, wrongful termination, claims of sexual harassment and racial or gender discrimination.

Regulatory Audit (RAC) Insurance Coverage

Provides coverage for defense costs and civil fines and penalties coverage for billing errors associated with Medicare reimbursements, as a result of government contractor audits.

Cyber Liability

Designed to respond when a data breach or other cyber incident occurs, providing the safety net and resources that health care organizations need to protect their operation.

Partnering with Us:
We’re Dedicated to Insuring the Health Care Industry

Our experience and commitment to the home care industry goes back to 1976 when our President and CEO’s father, Warren L. Thompson, was the first in the insurance marketplace to design specialized insurance coverage for home health care organizations. Our commitment continues as we focus on serving the broader Home Care, Allied Health and Human/Social Services sector as a leading source of “all lines” insurance coverage. Our programs are exclusively offered through our broker partners, and provide unparalleled underwriting experience, excellent service and competitive pricing. For more information about our programs and becoming a broker partner with us, please call us at 855-972-9399.